Ability to Benefit

New Community Career & Technical Institute’s Ability to Benefit Admissions Policy

How has the “Ability to Benefit” Provision to Title IV Financial Aid changed?

The Consolidated and Further Continuing Appropriations Act of 2015 (Pub. L. 113-235) enacted on December 16, 2014 changed the Higher Education Act of 1965 and partially restored “ability to benefit alternatives”. These changes allow a student who does not have a high school diploma (or its recognized equivalent), or who has not completed a secondary school education in a home-school setting, to be eligible for Title IV federal financial aid through ability to benefit (ATB) alternatives, but ONLY if the student is enrolled in an “eligible career pathway program”. Below are the career pathway programs offered at NCCTI:

What are the “Ability to Benefit” or ATB alternatives?

Students who are enrolled in an eligible career pathway program on or after July 1, 2014, (are not a high school graduate, have not completed a secondary school education in a home-school setting, or have not met high school equivalent conditions) may be eligible to receive Title IV federal financial aid if the student meets one of the following ability to benefit alternatives (484(d)(1)):

  • Passes an independently administered Department of Education approved ability to benefit test; or
  • Completes at least 6 credit hours or 225 clock hours that are applicable toward a degree or certificate offered by the postsecondary institution; or
  • Student completes a State process approved by the Secretary of Education. Note: To date, no State process has ever been submitted for Department of Education’s approval.

A student who meets one of the above alternatives may use that alternative to establish his or her Title IV eligibility at any eligible Title IV institution if they are enrolled in an eligible career pathway program.

NCCTI policy requires students to complete 225 clock hours in a clearly defined career pathway and be in good academic standing to be eligible for Title IV financial aid.

NCCTI Additional Requirements for Admissions Under the ATB Provision:

  • Birth Certificate
  • Social Security Card
  • State ID